Life is known to throw curve balls every once in awhile. Perhaps work is slowing down. Maybe your vehicle suddenly needs attention or maybe you have found yourself needing to make an emergency visit to your doctor. Regardless of what issue has popped up, it’s time to start being a little more frugal with your spending.
Change Your Eating Habits
It is so much easier to head out to eat for dinner every night than it is to stay home, dirtying up a kitchen full of pots and pans. But it can also get very expensive. Instead of chasing down your burger craving with a Big Mac from McDonald’s, opt to stay in and cook burgers yourself. If you have leftover buns, use those the following evening for sloppy joes, or sandwiches.
Meal planning is literally what it sounds like. You can plan which meals you want to eat for one week, or you can even plan out your meals for the entire month. Doing this allows you to gather a list of the ingredients you need, so that when it comes time to cook dinner you have all that you need. This way if you find yourself missing a key ingredient, you will not be enticed to just settle on going out to a restaurant.
Cut Cable, Netflix, and Hulu
Monthly cable bills can add up. Cut the service to really start saving. Many people then opt for streaming television, like Hulu or Netflix, but even those are unnecessary expenses. If you find that you just can’t live without a certain television series, get together with a friend and watch it at their place with them.
Consider Cutting Memberships
What kind of memberships do you have? Amazon prime? Costco? A local gym membership? If you are getting your money’s worth out of your memberships, keep them. But if you find that you only go to the gym once a week, or you have only made one purchase from Amazon in the last year, it may be wise to rid yourself of the membership. If you ca get rid of it, without a penalty go for it.
Step Up Your Money Saving Game
The human spirit knows how to survive. Whenever you’re faced with a mine crisis, step up your game. Don’t go shopping without a purpose and make every dollar count. It can be hard going from a lot of money to scraping by. There is no shame in saving money, be proud of it. If things do get better financially for you, remember what you learned during this time period in your life.
Saving money when you have never had to is new territory. Look at it as a learning opportunity for you and your family. There is something to be proud of whenever you have saved your family money. You get used to going without things you don’t need. Going through life with things you do need is more important. What are some ways you’ve saved money, when you’ve never had to before?